• About IFS Capital Group
  • เกี่ยวกับเรา
  • นักลงทุนสัมพันธ์
Envelope Facebook Line Phone-alt
Search
Close this search box.
Apply Now
e-Client Portal
Apply Now
e-Client Portal

Invoice Factoring

Get the cash you need to keep your business running smoothly. Simply turn your commercial documents into immediate funds with our Factoring service.

  • Turn Trade Receivables and Invoices into cash.
  • Quick approval, No collateral required.
  • High credit limit, Cash advance of up to 90% of invoice value.
  • Receive cash advance within 24 hours.
  • Submit documents through e-Factoring.
Apply Now

*หลังกรอกข้อมูลครบ เจ้าหน้าที่จะติดต่อภายในหนึ่งวันทำการ

Invoice Factoring

Get the cash you need to keep your business running smoothly. Simply turn your commercial documents into immediate funds with our Factoring service.

  • Turn Trade Receivables and Invoices into cash.
  • Quick approval, No collateral required.
  • High credit limit, Cash advance of up to 90% of invoice value.
  • Receive cash advance within 24 hours.
  • Submit documents through e-Factoring.
Apply Now

What is Factoring?

Factoring is a short-term financing solution involving the purchase of Trade Receivables (Invoice Factoring). Businesses can convert outstanding trade debts with credit term into immediate working capital. This service ensures the smooth operation of your business by providing the necessary documents.

Why choose Factoring with IFS Capital?

IFS Capital stands as a leading provider of factoring services to both SME and Corporate businesses. We specialize in acquiring Trade Receivables and Invoices, enabling you to enhance your working capital, boost liquidity for seamless business growth.

  • Listed on the Stock Exchange of Thailand.
  • More than 30 years of Factoring experience in Thailand.
  • Empowering SMEs and Corporates.
  • Professional team support.
  • No collateral required.
  • Flexible criteria.
  • Quick approval within 7 business days.*

5 steps of Factoring with IFS Capital

1.Invoice

The seller provides services or delivers goods to the buyer and issues an invoice

2.Submission

The seller submits the trade documents to IFS Capital

3.Advance

The seller receives an advance payment of up to 90% of the invoice value.

4.Payment

The buyer makes a payment based on the invoice submitted to IFS Capital

5.Refund

IFS Capital returns the remaining outstanding after deducting fees and interests.

About Factoring Services

Short-term Financing

Convert your outstanding invoices into immediate working capital by submitting Trade Receivables Invoices and turn into cash within 1 business day.

  • Increase Liquidity and Working Capital.
  • Expand business.
  • Optimize Financial Planning.

Interest rates and expenses

  • Annual interest rate.*
  • Commitment Fee.*
  • Factoring fee.*

Qualifications

  • Juristic person registered for at least 1 year.*
  • Registered in the VAT system.*
  • Minimum monthly turnover of 2 million Thai Baht.
  • Sell ​​products or services on credit to the Government Agencies and private sector customers.
  • Provide credit term (up to 180 days) to customers.

Documents Required for Preliminary Loan Consideration

  • Copy of Business Registration Certificate
  • P.P. 30 documents for the past 1 year.
  • Financial statement for the past 1 year.
  • Bank statements for the past 6 months.
  • List of 1-3 major trade debtors.

Conditions for credit consideration are according to the criteria set by the company*

Apply Now

Factoring Solutions to Meet Every Business Need

Factoring can support both domestic and export trade.

It can be used by all types of businesses that sell on credit term to trading partners.

Distributor (Trader)

For all types of products such as Chemicals, Construction Materials, Consumables, Medical Tools and Equipment, and others.

Manufacturing industry

Auto Parts, Food & Beverage, Electronics, Packaging and others.

Service

Man Power, Cleaning & Security, Medical and Healthcare, Advertising, and others.

Transportation & Logistic

General transportation, Cold Storage Transportation, Warehousing and others.

Renewable Energy Technology

Solar cells (Solar Cell), Electric Vehicles (EV), Batteries and others.

Food & Beverage

Manufacturers, distributors and processors of food, beverages and others.

Benefits of Factoring

  • Expand production capacity and generate new sales.
  • No collateral required.
  • Convenient and fast, receive cash advance within 1 business day.
  • Collection payment services.
  • Check and Screen of your new prospective customers.

Factoring for SMEs

Factoring for SMEs requires no collateral, making it easier for you to thrive your business.

  • Factoring for SMEs designed to support most of SMEs business sectors. 
  • Increase working capital and liquidity for SME expansion and future growth. 
  • Convert Trade Receivables into working capital without waiting for credit terms.
  • No collateral required, and no loan/life insurance is required as commercial banks.
  • Submit documents seamlessly with IFS e-Factoring portal.
Apply Now

Revolving Confirming Line

Exclusive credit lines for IFS Capital Factoring Clients for purchasing raw materials. IFS Capital offers credit lines to help businesses maintain cash flow. Simply submit your purchase orders or supplier invoices to us, and we will transfer the payments to support your business.

Apply Now

Frequently Asked Questions
About Applying for Factoring

Factoring is one of the effective financial solution that enhances business cash flow. The business can sell its account receivable (i.e. Invoice, Purchase Order, or Billing Note) to a third party (financer or factor) at a discount to meet its cash needs. IFS Capital (Thailand) PCL. is a leading Factoring House in Thailand for more than 30 years.

Invoice factoring, enhances business cash flow. By submitting commercial documents such as purchase orders, invoices, or billing sheets to IFS Capital, you receive an advance payment upfront. When the customer’s payment is due, IFS Capital manages the collection process on your behalf. They deduct the advance amount and any applicable fees from the collected payment before returning the remaining balance to you.

  • Interest Rate: Interest rate is per annum and it is calculated base on amount financed and time.
  • Commitment Fee: This one-time fee secures a specific credit line with IFS Capital upfront.
  • Factoring Fee: This fee covers the processing costs associated with each invoice you submit for factoring.
  • Juristic persons must be registered for at least 1 year.
  • Minimum monthly income of 2 million baht.
  • No existing debt issues with financial institutions.
  • Must be a registered juristic person.
  • Must have a strong financial standing.
  • Government agencies, state enterprises, and general private sectors.
  • Copy of Business Registration Certificate.
  • P.P.30 documents for the past year.
  • Financial statements for the past year.
  • Bank statements for the past 6 months.
  • A list of 1-3 major customers.

After submitting all required documents, the credit proposal will be evaluated within 7 business days.*

Credit limit of 3 million Baht or more* / Cash advance is up to 90% of document value*

entrepreneurs can submit their application at https://www.ifscapthai.com/th/services/factoring-with-us (an officer will contact you within 1 business day) or call us for credit consultation at 02-285-6326 to 32.

Upon collection of payment from your customers, IFS Capital will deduct against previously advanced amount, along with any accrued interest and processing fees. The remaining balance is then promptly returned to you within 3 business days.

Empower your business with IFS Capital.

IFS Capital empowers businesses to achieve their full financial potential. We offer factoring solutions that unlock immediate cash flow by purchasing your outstanding trade receivables (invoices and bills).

Telephone :

0-2285-6326-32, 0-2679-9140-4

Fax :

0-2285-6335, 0-2679-9157

Facebook :

IFS Capital (Thailand) PCL.

Line :

@ifscapthai

Linkedin :

IFS Capital (Thailand) PCL.

Apply for a Loan

ประเภทสินเชื่อที่สนใจ

เจ้าหน้าที่จะติดต่อกลับภายในหนึ่งวันทำการ